Credit Authorization Agreement

a. You are submitting a request for a loan and this request is a business transaction initiated by you;

b. Your request and all information in it may be shown to multiple lenders, lending partners, and marketing partners in our network or in other financial networks (together "Partners") in real time or over time so that one or more of them can decide whether to offer you a loan or to otherwise advertise their loan or other financial products to you;

c. You are providing written instruction under the Fair Credit Reporting Act and other applicable laws for prosolutionpoint.com and its Partners, to obtain consumer credit reporting and other related information about you from one or more consumer reporting agencies (including, but not limited to TransUnion, Experian and Equifax) for the purposes of verifying your identity, determining whether to offer you a loan, determining how much debt you currently have in order to determine your debt-to-income ratio, and to make other prequalification or credit decisions;

d. Many users of this site do not qualify for the loan types or amounts they request;

e. Some lenders may only offer loans in an amount below the amount your requested;

f. Any loan terms you may be offered are determined solely by your lender and not by us; and

g. You will closely review your loan offer(s) and research various loan options and alternatives available to you.